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Find the right income multiple.

Set an income-to-rent multiple that fits your property and your approval targets, not a blanket 3x rule.

How it works

How the calculator works.

You enter a few inputs about your property, state, property type, average rent, and your target approval rate, and the calculator returns the income multiple that balances approvals against affordability for that market.

Calculator

Income-to-rent calculator

Recommended income multiple

For illustration only. Apply criteria consistently to every applicant.

Why it matters

The right multiple protects revenue quality.

Set the multiple too high and you leave units empty; set it too low and you invite delinquency, and the right number is where occupancy and collections both hold.

Stop screening, start leasing.

See how Findigs decisions every application automatically.

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