Assess the risk, make the call
Findigs underwrites every application against your tunable policy and returns an automatic decision, approve, approve with conditions, or decline, with the reasons logged, no manual review.
The hardest part of leasing is the call
- 01
The decision is a guess
Without real outcome data, approve or decline is judgment, not evidence.
- 02
Decisions take days
Marginal applications sit in a queue waiting on a human to read them.
- 03
Standards drift
Different reviewers apply the same policy differently across properties.
Approve more and decline more, automatically
Five mechanics turn a screened applicant into an automatic decision: approve, approve with conditions, or decline. Findigs approves more qualified renters and declines more of the wrong ones, with every outcome grounded in verified data and your policy.
Decisioning
Returns the automatic yes or no on every application.
Risk-tier modeling
Scores each applicant against real network performance.
Policy & criteria
Your income, credit, and lookback rules, tunable per property.
Affordability
Turns verified income into whether they can carry the rent.
Findigs Intelligence
Cross-network fraud signal on every decision.
One engine turns every application into a decision
Every application moves through the full engine and comes out Approved or Declined, automatically. The policy behind it tunes continuously against real lease performance, so approvals fill units with residents who pay.
An automatic yes or no
Findigs returns an automatic decision in a median 3.4 hours, with the policy reasons cited and the audit trail attached. No manual review.
Score the risk against reality
Findigs scores every application against post-lease performance from 400K+ units, so the risk tier behind each decision predicts on-time payment from real lease outcomes, not a generic bureau score.
Your policy, your thresholds
Operators set the income multiples, credit thresholds, and eviction and criminal lookback windows once, with property-level overrides where they matter. Findigs then applies that policy to every application automatically.
Can they carry the rent?
Findigs builds affordability from verified income, guarantor strength, and local context, so you approve renters who can actually carry the lease.
The fraud signal, network-wide
Cross-network fraud signals from 400K+ units catch synthetic identities and reused identity documents, so a fraud decline at one operator follows that identity to every other.
“Revenue quality means not just filling units. It means filling units with residents who we know are going to perform.”
What underwriting delivers
- median decision time
- 3.4hrmedian decision time
- occupancy lift
- +1.7 ptsoccupancy lift
- bad debt reduction
- up to 60%bad debt reduction
Continue exploring Findigs
How Findigs decisions every application
Verify, underwrite, and return an automatic yes or no, around the clock.
See Findigs next to the tool you use today
Same applications, two outputs. Where decisioning pulls ahead of a report.
Field notes on leasing, fraud, and decisioning
Playbooks and research for operators who want to fill more units.
Every decision is handled under FCRA, encrypted in transit and at rest, applied as consistent policy with an individualized assessment, and logged to a full audit trail.
Stop screening, start leasing
See how Findigs decisions every application automatically.