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Rental income verification

Verify the income, not the pay stub.

Findigs pulls income directly from payroll, bank, and employer records, so every decision is based on what an applicant actually earns.

Trusted by the owners and operators behind 400K+ rental units
Northpoint
Evernest
Atlas
The problem

Pay stubs are easy to fake.

Relying on uploaded documents allows altered pay stubs to pass, leaving the approval built on a number no one verified.

The Findigs answer

Income, from the source.

Findigs pulls payroll, bank, employer, and self-employment income into one verified figure underwriting can trust.

Fraud resistance

Know the real income from the start.

Every figure is cross-checked against the source and 400K+ units of network history, so inflated and fabricated income is flagged before the decision.

How it works

How income verification runs.

01

Connect the source

The applicant links payroll, bank, or employer records right inside the app, with document upload only as a fallback.

02

Aggregate and verify

Findigs combines every source into one verified monthly figure, with a confidence indicator on each.

03

Cross-check for fraud

Findigs compares verified income to the stated figure and to network history, flagging any meaningful gap before the decision.

Affordability

Verified income feeds the decision.

Verified income flows straight into the affordability check, where rent-to-income, guarantors, and local context decide if they can carry the rent.

See affordability
FAQ

Income verification questions

What sources does Findigs use to verify income?

Findigs verifies income from payroll providers, linked bank deposits, employer-of-record records, and self-employment income, falling back to document analysis only when no direct source is available.

How does Findigs catch fake or altered pay stubs?

Findigs compares every uploaded document to the direct-source figure and to network history across 400K+ units, flagging inflated, fabricated, or template-edited pay stubs before the decision goes out.

How does verified income connect to the rental decision?

Verified income flows directly into the affordability check inside underwriting, where rent-to-income, guarantors, and local context determine the decision.

Trust and compliance

Every decision is handled under FCRA, encrypted in transit and at rest, applied as consistent policy with an individualized assessment, and logged to a full audit trail.

SOC 2 Type II
FCRA-compliant
Fair Housing

Stop screening, start leasing.

See how Findigs decisions every application automatically.

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