Connect the source
The applicant links payroll, bank, or employer records right inside the app, with document upload only as a fallback.
Findigs pulls income directly from payroll, bank, and employer records, so every decision is based on what an applicant actually earns.
Relying on uploaded documents allows altered pay stubs to pass, leaving the approval built on a number no one verified.
Findigs pulls payroll, bank, employer, and self-employment income into one verified figure underwriting can trust.
Every figure is cross-checked against the source and 400K+ units of network history, so inflated and fabricated income is flagged before the decision.
Verified income flows straight into the affordability check, where rent-to-income, guarantors, and local context decide if they can carry the rent.
Findigs verifies income from payroll providers, linked bank deposits, employer-of-record records, and self-employment income, falling back to document analysis only when no direct source is available.
Findigs compares every uploaded document to the direct-source figure and to network history across 400K+ units, flagging inflated, fabricated, or template-edited pay stubs before the decision goes out.
Verified income flows directly into the affordability check inside underwriting, where rent-to-income, guarantors, and local context determine the decision.
Verify, underwrite, and return an automatic yes or no, around the clock.
Same applications, two outputs. Where decisioning pulls ahead of a report.
Playbooks and research for operators who want to fill more units.
Every decision is handled under FCRA, encrypted in transit and at rest, applied as consistent policy with an individualized assessment, and logged to a full audit trail.
See how Findigs decisions every application automatically.