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Renter help

When a guarantor helps.

If your income or credit is still building, a guarantor can stand behind your lease so you qualify, and knowing what they agree to helps you ask the right person.

Renter helpWhen a guarantor helps.

They back the rent, not the home.

A guarantor agrees to cover the rent if you cannot, which can help you qualify when your income or credit falls short, but they do not live in the home.

Their own verification, their own commitment.

A guarantor verifies their own identity and income and usually meets a higher income-to-rent threshold, since they take on a real financial commitment for you.

What you can do.

Ask whether the landlord accepts a guarantor before you apply, then choose someone whose income comfortably meets the requirement and who understands the commitment they are making. Add them to your application early so their verification runs alongside yours, and make sure they are ready to complete their own secure login and confirm their details.