Configure the rules
Operators set income multiples, thresholds, lookback windows, and exception paths in one builder, every change logged.
Decisioning criteria
Your policy, your thresholds.
Set income multiples, credit thresholds, and lookback windows once, with property-level overrides where they matter, applied to every application automatically.
The problem
Criteria live in spreadsheets and heads.
When your criteria live in a spreadsheet and each reviewer's head, the same applicant gets a different answer at every property.
The Findigs answer
Set the rules once.
Operators set income multiples, credit thresholds, and lookback windows in one place, with property-level overrides where needed.
Versioned and consistent
One policy, every application.
Findigs applies your policy to every application automatically, so the same rules produce the same result everywhere, with the criteria logged.
How it works
How policy and criteria runs.
Into the decision
Your policy makes the call.
The policy you set drives decisioning, where Findigs returns an automatic decision against those exact rules.
Where it fits
Where policy and criteria fits in underwriting.
FAQ
Policy and criteria questions
What can operators configure inside policy and criteria?
Operators set income multiples, credit thresholds, eviction and criminal lookback windows, and exception paths, with property-level overrides where a market or asset needs them.
How do property-level overrides work?
A property-level override applies on top of the portfolio policy for one property, so the rest of the portfolio stays consistent and the override is logged in the audit trail behind every affected decision.
Are policy changes versioned?
Yes. Findigs records every policy change in the audit trail, so each decision is tied to the policy version that produced it.
How does policy connect to the rental decision?
The policy you configure drives decisioning, where Findigs scores every application against your rules and the risk-tier model and returns an automatic decision with the criteria cited.
Is the policy engine compliant with FCRA and fair housing?
Yes. Findigs applies one consistent policy to every application, runs an individualized assessment path where required, and logs the criteria that fired behind every decision under FCRA.
Keep reading
Continue exploring Findigs.
Platform
Read moreHow Findigs decisions every application
Verify, underwrite, and return an automatic yes or no, around the clock.
Compare
Read moreSee Findigs next to the tool you use today
Same applications, two outputs. Where decisioning pulls ahead of a report.
Blog
Read moreField notes on leasing, fraud, and decisioning
Playbooks and research for operators who want to fill more units.
Trust and compliance
Every decision is handled under FCRA, encrypted in transit and at rest, applied as consistent policy with an individualized assessment, and logged to a full audit trail.
SOC 2 Type II
FCRA-compliant
Fair Housing
Stop screening, start leasing.
See how Findigs decisions every application automatically.