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Explainable AI tenant screening

A decision you can explain

Findigs returns a decision on every rental application, not a score. Your written policy makes the call, and every decision traces back to its inputs.

Trusted by the owners and operators behind 500K+ rental units
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The problem

A score nobody can explain is a liability

Many AI screening tools return a risk score that nobody on your team can explain. That holds until a decision is challenged. Screening companies have paid to settle claims over their scores and records, and the operator still owns the decision.

The Findigs answer

Every decision shows its work

Same rules for everyone

Your policy, applied the same way every time

You set the criteria: income, credit, rental history. Findigs applies the same written rules to every applicant at every property, so two matching files get the same answer.

Explore policy and criteria →
On the record

A record behind every decision

Every decision documents the policy in force, the inputs considered and the decision path for that application. Declines run through the FCRA adverse action process.

Explore decisioning →
Learn from outcomes

See how your own policy performs

Findigs shows how residents your policy approved actually pay, on your own data. You decide what to change.

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Outcome proof

Precise, and we can show our work

underwriting error rate, vs. a 19.8% baseline
0.65%underwriting error rate, vs. a 19.8% baseline
fewer evictions
up to 80%fewer evictions
lower delinquency
90%lower delinquency
Who it's for

For the people who answer for the decision

Compliance and legal

You need to show how any decision was made, on request.

Operations leaders

You want automated decisions without a model you can't explain.

Owners and asset managers

You need screening decisions that hold up when someone asks why.

FAQ

Questions about explainable AI tenant screening

What is explainable AI tenant screening?

Screening where every decision can be traced to the rules and data behind it. Each one traces back to the criteria and inputs considered, not just a number.

Does AI make the final decision?

No. Your written policy does. AI verifies identity, income and documents, and Findigs applies your criteria to the result.

Why does explainability matter for fair housing?

A decision you can't explain is hard to defend. In 2024, SafeRent Solutions agreed to a $2.275M settlement in a case over its screening score. In 2023, TransUnion's rental screening business paid $15M to settle FTC and CFPB claims over its rental reports. See fair housing compliance.

How is a decision different from a screening score?

A score ranks applicants and leaves the call to your team. Findigs returns the call itself: yes, no or conditional approval, traced to its inputs. See AI tenant screening.

Make every decision one you can explain

See how every Findigs decision traces back to its inputs.

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