Income verification

Reach full-spectrum income intelligence

Be sure not to overlook qualified renters due to non-traditional income: get the tools to verify diverse assets, and reduce fraud from all angles.

Renter profile for person named Ernie Cooper.
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Seamless bank verification
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Instant payroll verification
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Embedded document analysis
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Requirement configuration
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AI-powered document validation
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In-depth income reports

Precise verification for all people & paths

See industry-leading rates for bank linking, while truly opening doors for non-traditional income earners, people without W2s, underbanked applicants, and more.

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Most renters opt for instant linking

Bank and payroll linking is the seamless, ultra-reliable way to prove income. The majority of Findigs users opt for this quick method.

Bank verification to calculate rent to income ration.
Document verification for tenant screening.

Native doc analysis validates the rest

Manual document review is the most vulnerable point of entry for fake income data. Our built-in document analysis engine flags signs of tampering, and surfaces in-depth reports automatically.

More on document analysis

Capabilities built for modern money

Coral, Sky, Green,

Real-time feedback for applicants

Applicants are alerted if they miss a required step. For manual proof of income, document type requirements are validated in real time.

Applicant alerted that required document is missing.

Smart income averaging

Without the right tools, irregular income can lead to unnecessary denials. Our income algorithm brings a fairer picture to light, in order to reflect one’s true ability to pay.

Bar graph with rent to income ratio calculation.

Fraud defense built into every step

Not everyone will opt to link their bank, and that’s ok. All bank statement and paystub PDF uploads undergo auto-analysis in Findigs.

Potential fraud alert in document.
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Excalibur Homes

Automatic document analysis has provided our team with more security and confidence in detecting fraudulent applications.

Imagine Homes

Findigs has been an absolute game-changer. Our application processing times have plummeted by nearly 70%, delinquency rates have declined by over 55% to all-time lows.


We tested Findigs against other systems and found a 9x improvement in evictions.

Coldwell Banker Lubbock

We have been pleased with our relationship with Findigs. With Findigs we can provide a level of service that we could not provide with our old solution. The application process has also provided a clearer picture of the resident we are approving.

Frequently asked questions
Are applicants required to connect their bank accounts?

No. Applicants are encouraged to securely link their bank or payroll, as this eliminates the need for manual verification and prevents human error or bias from impacting review. However, manual document upload is available as an alternative for any applicant who is unable or unwilling to link securely to a financial institution. Our document validation and document analysis engine were built natively to help you verify income in these cases with confidence.

How do you ensure applicants upload the required documents?

We've built document validation into the Findigs experience to help applicants upload the correct documents, the first time around.

We automatically validate document type, while checking each upload against your requirements. For example, if an applicant accidentally shared a bank statement when you require a paystub, they'll be prompted to re-upload a paystub.

What if an applicant cannot provide a required document?

After multiple re-upload prompts, if an applicant does not have the correct document available, they are given space to justify the missing document. This information is delivered back to the review team, and next steps can be considered on a case-by-case basis.

Customers using DecisionAssist won't ever need to worry about chasing down documents—the Findigs DA team will handle every step necessary to ensure all requirements are fulfilled.

How do I set document upload requirements? Can I customize these document requirements?

Document upload requirements can be set in Findigs. These can be changed anytime by a member of your team using the "Configurations" tab in your dashboard

Own your path

Excited about what’s next?

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