Spot the fake. Make the call.
AI tools now make pay stubs and bank statements that pass a visual check. Findigs verifies income at the source and returns a decision on every application.
A good fake now passes the eye test
Fake pay stubs used to give themselves away: math that didn't add up, fonts that didn't match. AI generators now get the math, layout and employer details right in minutes. A leasing team checking by eye can't keep up, and someone still has to decide the application.
Catching the fake isn't the finish line
Verify income at the source
Findigs checks pay stubs and bank statements for signs of tampering, then confirms income and employment against data sources. The decision never rests on a document someone could edit.
Read the whole file, not one document
Document checks run alongside identity verification, employment verification and cross-network identity signals. A clean-looking pay stub doesn't carry an application that other checks flagged.
End every file in a decision
Findigs applies your written criteria to the combined result and returns a yes, no or conditional approval. The reasons and every step are recorded, so each decision has a clear audit trail.
What a right decision is worth
- underwriting error rate, vs. a 19.8% baseline
- 0.65%underwriting error rate, vs. a 19.8% baseline
- less bad debt
- up to 60%less bad debt
- fewer evictions
- up to 80%fewer evictions
Built for the teams who see the fakes
VP of Operations
You need fraud caught without adding review time to every file.
Compliance
You need every decline backed by documented reasons, not a judgment call.
Leasing teams
You stop studying PDFs and get a decided file back.
Questions about AI-generated pay stubs
How do you detect AI-generated fake pay stubs?
Don't rely on the document alone. Check the math first: net pay should equal gross minus deductions. Then confirm income at the source, through payroll data, bank data or the employer. Findigs does both on every application. How to verify pay stubs.
Can AI-generated pay stubs pass manual review?
Yes. Generators now produce correct math, layouts and employer details. A visual check catches careless edits, not a good fake. How AI is generating fake pay stubs.
What happens when a document is flagged?
The flag feeds the decision. Findigs applies your criteria to the full file and records the reason, so the applicant gets a clear outcome and you keep a documented record.
Is document fraud detection enough on its own?
No. A fraud flag still leaves your team to decide the application. Findigs runs the document check and makes the decision. See AI tenant screening.
Continue exploring Findigs
Catch fraud across the network
Findigs Intelligence flags identities that repeat across properties.
AI tenant screening
AI finds the signals. Findigs returns the decision.
How to identify fake bank statements
What to check on a bank statement before you trust it.
Stop deciding on documents you can't trust
See how Findigs verifies every file and returns the decision.
